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Use our free Budget Percentages Calculator to plan your monthly income. Find out how much to spend, save, and invest with simple rules like 50/30/20.
Money management feels tough when you don’t know where it’s going. A Budget Percentages Calculator makes the job simple. You just enter your income and expenses. It shows you how much of your money goes into each part of your life. It’s fast, free, and easy to use.
A budget percentages calculator helps you see where your income is spent. It shows your expenses as a percent of your earnings. You can also see how much you save. This tool works for monthly budgets, weekly budgets, or even yearly plans.
The math is simple. Use this formula:
Category Percentage = (Category Amount ÷ Total Income) × 100
Example: Your income is $4000. Rent is $1200.
Calculation: (1200 ÷ 4000) × 100 = 30%
So, rent takes 30% of your income.
Total spending is also calculated:
Total Percentage = (Total Spent ÷ Total Income) × 100
Savings are the money left after expenses:
Savings = Total Income – Total Spent
The 50/30/20 Rule
This is a classic rule.
The 70/20/10 Rule
This rule is simple too.
These rules give you a baseline. But your numbers may change based on lifestyle, family size, and goals.
In just seconds, you’ll see a clear view of your finances.
Think of it like a money mirror. It reflects how your income is split. If one category eats too much, you’ll know where to cut back. You don’t need spreadsheets or complex math. This free tool does the work for you.
There’s no one-size-fits-all. But experts say housing should be near 25–30%. Food about 10–15%. Savings at least 20%. These are guides, not rules set in stone.
A Budget Percentages Calculator is your pocket guide to smarter money. It gives you instant insight and helps you follow popular rules like 50/30/20 or 70/20/10. Whether you’re saving for a trip, paying off debt, or building wealth, this tool keeps you on track.
Divide the category amount by your income and multiply by 100.
Spend 50% on needs, 30% on wants, and 20% on savings.
Spend 70%, save 20%, and invest or give 10%.
Yes. Just enter your weekly income and expenses.
It depends on you. Housing 25–30%, food 10–15%, and savings 20% are good starts.